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New ways to save money…

Simple Savings Calculator

Click your choice ( Money ) ( Home ) ( Car ) ( Finances ) ( Money Advice )

(Mortgage Help ) ( Supplemnetal Services ) ( Home Improvement social sites )

See our great resources (for home, car and general finances)

And we also checked out the hottest coupon and group buying options…

Also buy used things!

Coupons – (Featured – we really liked this coupon site)

Stockpilingmoms.com - More coupons presented in an exciting, colorful way (dads can go also).

(A list of coupons sites – note worthy)

Retailmenot.com, Couponcabin.com, Couponmountian.com, Thekrazycouponlady.com, Coupon.com, CouponSuzy.com, Savings.com, Bradsdeals.com, Couponmonster.com, Momsview.com, Save.com

Group buying:

Mom.com, groupon.com, livingsocial.com, Thecityselect.com

New ways to make money…

Sell old stuff, Gold, cell phones, electronics, furniture, etc…

 

Gold buyers – (These are the most reputable we have found, but always research before proceeding with any sale)

empiregoldbuyers.com                                       BBB Accredited  - Grade A+       Phone: (212) 382-1020 Fax: (212) 382-2920, 2 West 46th Street, Suite 509, New York, NY 10036 info@empiregoldbuyers.com

goldfellow.com                                                    BBB Accredited  - Grade A+    (805) 496-4151 3639 E. Thousand Oaks Blvd., Westlake Village, CA 91362  http://www.goldfellow.com

 

progoldbuyers.com                                                       No BBB records                   Phone: 1-877-6Pro-Gold 2625 9th Ave N. - Anoka, Minnesota 55303 http://progoldbuyers.com

Help for Mortgage problems…

NYC Homeowner help! – Center for NYC Neighborhoods, CNYCN.ORG,                   call 646-786-0888

MORTGAGE HELP INFO –

Ptla.org – Can I save My Home from Foreclosure? Read More                                                                                      Pine Tree Legal Assistance is a nonprofit corporation with 501(c)(3) status established in 1966 by private attorneys in Maine.

Nmhcenter.org – National Mortgage Help Center -NMHC assists troubled homeowners everyday through our national network of foreclosure prevention specialists. Making homes affordable – “Making Homes Affordable” Read More  We are here to help consumers make important financial decisions concerning many of the current loan modification programs.

Home Finance Of America                                         BBB Accredited  - Grade A+          Phone: (610) 260-9700 Fax: (610) 834-8743 521 Plymouth Road, Suite-112, Plymouth Meeting, PA 19462  http://www.hfamerica.com

Stories...

SAVE MONEY:

For the home…

Togetherwesave.com – Touchstone Energy - Energy saving tools for the Home

Group Buying for Fuel – Fuel Buying Groups uses group buying power to bring you big savings on your energy costs.

NYPIRG.ORG

HEATUSA.COM

Citizensenergy.com (energy assistance)

For the car…

Lowest Gas prices – GASBUDDY.COM - GasBuddy.com is a group of local website which offers an online method for website visitors to post and view recent retail gasoline prices.

Repairpal.com - auto repair estimator & more

AutoMD.com - auto repair estimator & more

 

For the finances…

Smartypig.com - SmartyPig is a free online piggy bank for people saving for specific financial goals like a wedding, a vacation or a flat-screen TV.

Lowermybills.com – (Be careful with these guys) Lower your monthly bills with mortgage refinance loans, debt consolidation loans, and home equity loans; plus credit cards, life insurance, wireless phone plans

Fitango.com – They help you get things done!        Fitango helps you get things done and achieve your goals in all areas of life, from finance to romance to fitness. What makes us unique is that we offer you Expert-created Actionplans™ in a new vibrant marketplace, the Planstore™..

Swagbucks.com    Swagbucks is a loyalty program where you can earn free stuff including 1,000's of products for doing the things you do everyday.

MONEY ADVICE:

Smartcookies.com – a money group of five, who developed strategies for turning our finances around – without sacrificing our style or social lives.

Moneyandhappiness.com - Laura Rowley is a journalist and author specializing in personal finance and values.

MoneyMindedMoms.com – a safe place where you can interact with other like-minded moms that want to tackle their money issues through knowledge and support.

Consumerismcommentary.com - The Vision of Consumerism Commentary shall be to exist in a world where people live fulfilling and financially stable lives.

Savingcashtips.com - Hope you find something entertaining.  Here’s to your wealth and financial safety.

Suzeorman.com - Take charge of your own personal finances by getting to know Suze Orman, an internationally acclaimed personal finance expert

MAKE MONEY:

Sell unwanted goods!

Cardwoo.com – Cash in your gift cards!             Not BBB accredited – Grade B+ Cardwoo, LLC (877) 810-64902800 Gateway Dr., Pompano Beach, FL 33069 http://www.cardwoo.com

Pacebutler.com – Cash in your cell phones!               BBB Accredited - Grade A Pacebutler Corporation Phone: (405) 755-3131Fax: (405) 755-1114 13915 N. Harvey Avenue, Edmond, OK 73013 http://www.pacebutler.com

Totem - Cash in your cell phones!                             No BBB records
402 W Broadway STE 400 San Diego, CA 92101-9935   http://www.hellototem.com

Gazelle - Cash in your cell phones!                           BBB Accredited - Grade A     Phone: (800) 429-3553 25 Thomson Place, Boston, MA 02210 http://www.gazelle.com

USELL - Cash in your cell phones and more!   Not BBB accredited – Grade F      Phone: (954) 915-1550Fax: (954) 915-1525200 E. Broward Blvd., Suite 1200, Fort Lauderdale, FL 33301http://www.usell.com

FGGlobal.com Real research – (paid surveys)   BBB Accredited - Grade A-       FG Global LLC (312) 878-7776PO Box 1384, Chicago, IL 60690-1384  http://www.fgglobal.com

Gold buyers – (These are the most reputable we have found, but always research before proceeding with any sale)

empiregoldbuyers.com                                             BBB Accredited  - Grade A+    Phone: (212) 382-1020 Fax: (212) 382-2920, 2 West 46th Street, Suite 509, New York, NY 10036 info@empiregoldbuyers.com

goldfellow.com                        BBB Accredited  - Grade A+                   (805) 496-4151 3639 E. Thousand Oaks Blvd., Westlake Village, CA 91362    http://www.goldfellow.com

progoldbuyers.com                                                 No BBB records           Phone: 1-877-6Pro-Gold 2625 9th Ave N. - Anoka, Minnesota 55303     http://progoldbuyers.com

MORTGAGE HELP INFO –                                                                               NYC Homeowner help! – Center for NYC Neighborhoods, CNYCN.ORG, call 646-786-0888

Ptla.org – Can I save My Home from Foreclosure? Read More                       Pine Tree Legal Assistance is a nonprofit corporation with 501(c)(3) status established in 1966 by private attorneys in Maine.

Nmhcenter.org – National Mortgage Help Center -NMHC assists       troubled homeowners everyday through our national network of foreclosure prevention specialists. Making homes affordable –          “Making Home Affordable” Read More   We are here to help consumers make important financial decisions concerning many of the current loan modification programs.

Home Finance Of America                    BBB Accredited  - Grade A+    Phone: (610) 260-9700 Fax: (610) 834-8743 521 Plymouth Road,             Suite-112, Plymouth Meeting, PA 19462  http://www.hfamerica.com

Extra services – (supplemental insurances)

Salaryshield.com – (income insurance)                                                SalaryShield is a registered service mark of Heritage Union, LLC.    

Heritage Union                                    Not BBB accredited – Grade A     Phone: (804) 377-7777 Fax: (804) 249-9337 115 S 15th St Ste 500, Richmond, VA 23219 http://www.heritageunion.com

Aflac.com – (supplemental insurance)                                                      Aflac                                     BBB Accredited - Grade A+                       Phone: (706) 323-3431 Fax: (706) 660-7718 1932 Wynnton Rd, Columbus, GA 31999   www.aflac.com

Golden Memorial Insurance Services, Inc. – (funeral insurance)

 

Ahswarranty.com – (supplemental home warranty) BBB Accredited - Grade A+  (901) 537-8000 889 Ridge Lake Blvd, Memphis, TN 38120 http://www.ahswarranty.com

choicehomewarranty.com – (supplemental home warranty)                            Choice Home Warranty    Not BBB accredited – Grade F                                         (888) 531-5403510 Thornall St Ste 370, Edison, NJ 08837-2204 http://www.choicehomewarranty.com

American Residential Warranty Services LLC Not BBB accredited – Grade C-Phone: (888) 508-8886Fax: (561) 368-1224 1700 N. Dixie Hwy., #122, Boca Raton, FL 33432 http://www.americanrw.com

Golden Memorial Insurance                    BBB Accredited - Grade A+           (831) 636-9120 473 5th St, Hollister, CA 95023-3804 -  http://www.goldenmemorialinsurance.com

Funeral-life-insurance.com/             No BBB records                                   Memorial Planning Services is an affiliation of agents representing Golden Memorial Plan and Funeral Advantage with Lincoln Heritage Life Insurance Company Toll Free (866) 560-2108 11037 Valley Blvd El Monte California 91731

 BBB.org - BBB.org Vision: An ethical marketplace where buyers and sellers can trust each other.  www.bbb.org

 NAAG.ORG Attorney Generals

 Home improvement social sites -

 Angieslist.com – A word-of-mouth network for consumers Angie's List is a growing collection of homeowners' real-life experiences with local service companies.

 Jobtrio.com - At jobtrio.com, you can get to know a company before you hire them to work on your home. Plumbers, general contractors, landscapers, we've got them all.

 

 

Decenber 2010 news...

SavingHomesAcrossAmerica.com launches new site!

Mortgage Stories

December 2010 -

 

Tips:

 Group purchasing is on the rise…(sort of what we do) The group buying phenomenon is mostly in the online coupon space but there is fuel buying groups and etc.Group buying origins -  Modern Day online Group buys are a variation of the tuangou buying that occurs in China. Here are a few, groupon, living social, cbslocal, there are advantages by using these sites, contact us for more info....

Stop using those credit cards, consider using your bank debit card or even pre-paid cards

Here are a few pre-paid cards

Account type/Company

Paycheck cashing fees

Monthly fees

Purchases

ATM withdrawals

Bill Pay

Overdraft fee

Average Bank

$0.00

$11.72

$0.00

$0.00

$0.00

$28.95

Average Check Cashing  store

$39.00

$0.00

$0.00

$0.00

$2.88

$0.00

Rush Card (Pay as you go)

$0.00 (w/ Direct Deposit)

$0.00

$10.00

$3.90

$2.00

(one n/c per month)

Green Dot Pre-paid

$0.00 (w/ Direct Deposit)

$5.95*

$0.00

$0.00*

$0.00*

N/A

Vision Pre-paid

$0.00 (w/ Direct Deposit)

$3.95

$0.00

$1.95

$0.00

N/A

Account Now

$0.00 (w/ Direct Deposit)

$9.95

 

$2.50

$0.00

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Save Big Bucks on Your Mortgage

TD Bank says there are options:

10 purchases not to put on credit cards

 

Resources...

To help save the home you are in take a look at...

NACA: Home Save Program - NACA

HOPE NOW - Support and Guidance for Homeowners

The voice of Fair Housing…

Find your Attorney General...

 

 

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